Pre-65 / Pre-Medicare Plans
HBA Healthcare plans for retirees under age 65
2025 HBA Plan Options
Choose from five HBA plan tiers designed to meet different healthcare needs and budgets. All plans include access to a nationwide PPO network.
HBA Basic
$350 - $650/moAffordable coverage with essential benefits. Ideal for those seeking basic protection with lower monthly premiums.
- Lower monthly premiums
- Nationwide PPO network
- Preventive care covered
- Prescription drug coverage
HBA Plus
$450 - $800/moEnhanced coverage with better cost-sharing. A popular choice balancing coverage and affordability.
- Lower deductibles than Basic
- Enhanced prescription coverage
- Nationwide PPO network
- Preventive care at no cost
HBA Silver
$550 - $950/moComprehensive coverage with moderate cost-sharing. Great for those who need regular healthcare services.
- Comprehensive coverage
- Lower out-of-pocket costs
- Broad specialist access
- Generous Rx benefits
HBA Bronze
$300 - $550/moBudget-friendly option with higher deductibles. Best for healthy individuals who want catastrophic protection.
- Lowest monthly premiums
- HSA-compatible option
- Catastrophic coverage
- Preventive care covered
HBA Ultra
$700 - $1,200/moPremium coverage with the richest benefits. Ideal for those wanting the most comprehensive protection available.
- Richest benefit package
- Lowest out-of-pocket costs
- Premium specialist network
- Full prescription coverage
2025 Pre-65 Documents
HBA Pre-Medicare Plans 2025 - Complete BrochureNew
Comprehensive guide to all HBA Pre-Medicare plan options for 2025Pre-Medicare Enrollment Form 2025
Enrollment application for Pre-Medicare plansPre-Medicare Rate Sheet 2025
Monthly premium rates for all Pre-Medicare plansHBA Basic Plan Summary of Benefits 2025
Detailed benefits summary for HBA Basic planHBA Plus Plan Summary of Benefits 2025
Detailed benefits summary for HBA Plus planHBA Silver Plan Summary of Benefits 2025
Detailed benefits summary for HBA Silver planNeed Help Comparing Plans?
Download the complete Pre-Medicare brochure to compare all plan options side-by-side, including benefits, deductibles, and premium costs.
Ready to Enroll Online?
Complete your Pre-Medicare plan enrollment application through our secure online portal.
Access Enrollment PortalQuestions About Pre-65 Coverage?
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