Honoring Those Who Serve
Healthcare coverage for first responders, police, fire, and emergency personnel.
Welcome!
This is the official website of the First Responders, Police, Fire & Emergency VEBA Trust. The health insurance plans offered are for active, former or retired First Responders, Police, Fire and Emergency workers and their families. These plans were designed to provide its members with exceptional NATIONWIDE PPO healthcare insurance programs.
The First Responders VEBA (Voluntary Employees' Beneficiary Association) is a specialized health benefits trust designed to provide comprehensive medical, dental, and vision coverage for active and retired first responders, including police officers, firefighters, emergency medical personnel, and public sector employees. If you are interested in learning more about the plans available to qualifying Trust members or just want to review new options for open enrollment, please explore the options below to find all the coverage available to you.
Find What You Need
Healthcare coverage for first responders and their families
Enroll Online
Ready to enroll? Use our secure online enrollment portal to complete your application quickly and easily.
Go to Enrollment Portal2025 Healthcare Plans
Choose the coverage that's right for you
Pre-65 / Pre-Medicare Plans
Comprehensive healthcare coverage for retirees under age 65. Multiple HBA plan options to fit your needs and budget.
- HBA Basic, Plus, Silver, Bronze, Ultra
- Nationwide PPO network
- Prescription drug coverage
Medicare / Post-65 Plans
Medicare supplement coverage for retirees age 65 and older. Works alongside your Medicare benefits.
- Medicare supplement options
- Fills gaps in Medicare
- Predictable costs
Important Documents
Dental & Vision Enrollment Form 2025New
Enrollment application for standalone dental & visionDental & Vision Rate Sheet 2025
Monthly premium rates for dental and vision coverageHBA Basic Plan Summary of Benefits 2025
Detailed benefits summary for HBA Basic planHBA Bronze Plan Summary of Benefits 2025
Detailed benefits summary for HBA Bronze planHBA Plus Plan Summary of Benefits 2025
Detailed benefits summary for HBA Plus planLatest Updates
Holiday Office Hours
Please note our modified office hours during the upcoming holiday season. Customer service remains available.
2025 Open Enrollment Now Available
The 2025 open enrollment period is now open. Review your plan options and make changes for the upcoming year.
New HBA Ultra Plan Introduced for 2025
We're excited to announce the new HBA Ultra plan, offering the most comprehensive coverage available.
Questions? We're Here to Help
Contact our customer service team for assistance with enrollment, claims, or any questions about your benefits.